The Punic Wars Research Paper Example | Topics and Well Written Essays - 1750 words

The Punic Wars - Research Paper Example Be that as it may, the two in number adversaries in power occupied with war, explicitly in the Punic Wars, which was a progression of three wars where Carthage was crushed by Rome multiple times. Carthage was vanquished as a result of poor system as well as in view of defilement in its legislature. Then again, Rome won in light of its military and political splendor and feeling of solidarity among its kin and military gatherings. The First Punic War The primary Punic War was battled by Rome and Carthage somewhere in the range of 264 and 241 BC. It is intriguing to take note of that by 275 BC, Rome had just vanquished the entirety of Italy and its objective was to keep the neighboring nations from getting - 1William C. Morey, The First Punic War, Forum Romanum, 2013. 2Ibid. 3Ibid. 4Ibid. hold of any Roman region particularly Sicily, Sardinia and Corsica. The principal Punic War broke out in Messina, Sicily when the Mamertines, or the Roman hired fighter troopers who were utilized by t he Syracusan despot Agathocles, and who were in charge of Messana or Messina, were assaulted by the Syracusan powers under Hiero II, the Greek Sicilian ruler. Upon the append of the powers of Hiero II, the Mamertines brought in Rome for help while Hiero II spoke to Carthage and joined the powers of Hanno the Punic, who simply arrived in Sicily5. Since Rome and Carthage both had interests in Sicily, the war started and proceeded for the following 24 years. The last triumph of Rome was in the ocean on March 10, 241 BC, explicitly in the maritime fight off the western bank of Sicily. During this time, Rome picked up authority of the ocean. As a result of thrashing, Carthage surrendered Sicily and different islands to the Roman Empire. The Second Punic War Between the years 241 and 218 BC, before the subsequent Punic Wars broke out in 218 BC, the Carthaginians experienced what is known as â€Å"aggressive and unjustified†6 activities against Rome, as expressed by the Greek antiqu arian Polybius. The settlement that Rome marked with Carthage after the thrashing of the last was really penetrated by Rome as the Romans involved Sardinia. Rome compromised - 5The Punic Wars, Latin Library, 2013. 6Ibid. Carthage with war and even surrendered Sardinia and Corsica and constrained Carthage to pay a reimbursement. The encounters among Rome and the Punic powers in Italy debilitated the last mentioned, and the last had no craving of reacting to Rome with war7. As a reaction to this, the Carthaginian general Hamilcar Barca involved Spain in 237 with a military to open new markets just as for making another Carthaginian base for its tasks. Hamilcar Barca mobilized Spain and this militarization was proceeded by Hasdrubal and Hannibal and Barca’s child in-law Hasdrubal. At the point when Hannibal vanquished Sagunto, Spain, which was a Roman fortification, Rome proclaimed another war against Carthage8. Hannibal was set as the leader of the military in 221. In 219, Hann ibal seized Sagunto or Saguntum. During this time, the Romans in Rome gave a final proposal requesting the Carthaginian gathering to give up Hannibal, yet Rome was not obeyed and the committee upheld Hannibal and acknowledged the proposal of war9. The subsequent Punic War broke out in 218 BC and it is considered as â€Å"one of the best military clashes of the old world†10. The arrangement of systems of the Carthaginian general Hannibal until he was crushed merit referencing. The primary triumph of Hannibal was close

Matrilineal social structure of spotted hyenas

Matrilineal social structure of spotted hyenas The spotted hyena, Crocuta crocutaâ ¸ has advanced a matrilineal society wherein the females are more predominant and forceful than guys inside the groups. Female and male practices meet up to frame a complex cultural structure that advances fluctuation and conceptive achievement. This species is an extraordinary case of matrilineal chain of command and social association rather than the customary male-predominant cultural structure present on account of most well evolved creatures. Researchers keep on reading the spotted hyena for its surprisingly modern social conduct, which might be similar to that of certain primates and potentially even individuals (Jenks et al., 1995; Drea et al., 2002; Engh et al., 2002; East et al., 2003). The spotted hyena, crocuta, is an extremely clever creature that sorts out itself into enormous groups of 50-80 individuals (Engh et al., 2002). While most well evolved creatures show a male-prevailing society where guys battle for rank and the option to duplicate, the spotted hyena has built up a matrilineal society (Jenks et al., 1995). Females are more predominant and forceful than guys and give their position to their posterity (Jenks et al., 1995; Engh et al., 2002). They are liable for regenerative decision because of their prevailing status (East et al., 2003). Guys normally travel to factions outside their natal society, regardless of the expense of access to food, for the possibility of higher regenerative achievement (Engh et al., 2002). They additionally take part in explicit great practices to lure females to decide to mate with them (East et al., 2003). These complex practices have developed to advance inconstancy and generally accomplishment for the spotted hyena. Signi ficantly more incredibly, a similar social structure and practices of predominant compliant connections rose inside a detached gathering of seen hyenas brought up in imprisonment (Jenks et al., 1995). The spotted hyena is unquestionably a one of a kind instance of cultural course of action (Engh et al., 2002). With further investigation, the advancement of this astounding instance of sex-job inversion and complex pecking order may before long be completely comprehended. It might give further understanding into comparative social game plans seen with different creatures, for example, primates (Jenks et al., 1995). The investigation of spotted hyenas may even give understanding into progressively crude phases of human cultural structure, particularly where there are matrilineal societies. Females are without question the more prevailing sexual orientation inside spotted hyena tribes and they practice this predominance with regards to multiplication (Engh et al., 2002; East et al., 2003). They are on normal bigger, progressively forceful, and more fierce than guys inside the group (Engh et al., 2002). Their extraordinary life systems an amplified clitoris through which intercourse happens gives them full authority over sexual exercises and accomplices (East et al., 2003). There is no possibility for constrained intercourse essentially in light of the fact that the male hyena needs the females full participation for legitimate copulation to happen (East et al., 2003). Speculations for the development of this physical trademark incorporate (a) counter-advancement within the sight of high paces of constrained sexual intercourse and (b) choice for generally speaking progressively predominant and forceful people bringing about masculinization (Drea et al., 2002). Since prog ressively predominant and forceful females additionally achieve a higher position inside the tribe, they will in general be increasingly fruitful in raising a bigger number of youthful. A higher position connects to more noteworthy access to food and in this manner higher odds of endurance for both mother and posterity (Engh et al., 2002). Female spotted hyenas have different measures for picking mates. They lean toward settler guys to natal guys, those conceived inside the network a potential measure for anticipation of inbreeding (Engh et al., 2002). Significantly more incredibly, females for the most part favor guys of comparable age, forestalling sexual collaborations with fathers or children (East et al., 20023). Females additionally show inclination for increasingly compliant, less forceful guys (East et al., 2003). This determination for less forceful guys further underlines the sexual dimorphism, both in conduct and physical attributes, present in this species. Females make love with a few guys when in heat, potentially to prevent guys from child murder (East et al., 2003). This conduct further builds inconstancy it is very normal to see single litters whose offspring can be followed to various dads (Engh et al., 2002). It serves to confound guys and deter them from executing offspring that might be their own a n unpredictable conduct that shows premonition and insightful idea (East et al., 2003). Female decision for less forceful guys and conduct to forestall child murder may have advanced to counter the incredibly high-chance pregnancies these creatures experience because of their life structures (Drea et al., 2002). In an examination directed by Engh and associates (2002), the regenerative slant among male hyenas was explored. One of the significant revelations was that foreigner guys had a huge preferred position over natal guys. Over the 10-year time frame that one tribe of hyenas was watched, it was discovered that migrant guys sired 97% of the fledglings, while natal guys just sired 3% (Engh et al., 2002). This clarifies the guys conduct of leaving natal factions and moving somewhere else: the expense of rank and access to food are profoundly exceeded by the regenerative advantages in a non-natal group (Engh et al., 2002). Inside the gathering of outsider guys, it was discovered that rank didn't have a measurably huge impact on a guys conceptive achievement. Actually, guys a couple of positions beneath the most noteworthy positioning outsider had the most achievement as far as offspring sired (Engh et al., 2002). When all is said in done, residency the proportion of to what extent a migrant male had been in the group was seen as a superior pointer of regenerative achievement. The outsider guys paces of creating offspring expanded altogether the more they stayed in the family, indicating a solid relationship among's residency and regenerative achievement (Engh et al., 2002). Male spotted hyenas are additionally seen to display practices to make themselves progressively appealing to females. As found in an ongoing report by East and partners (2003), there was no conceptive preferred position to irritating, shadowing, or safeguarding females from other rivalry. Truth be told, guys showing these practices were regularly assaulted or pursued away by females and other group individuals. Rather, guys discovered fundamentally progressively conceptive accomplishment by encouraging associations with females over longer timeframes a shockingly mind boggling conduct near that of people (East et al., 2003). Having these well disposed connections additionally apparently solidified the guys puts inside the faction chain of importance by and by, an exceptionally perplexing sociological conduct, particularly when seen outside the request for primates (East et al., 2003). The advanced arrangement of chain of command was even reproduced in imprisonment by a gathering of already unranked hyenas gathered at outset (Jenks et al., 1995). Incredibly, these youthful hyenas gathered themselves in a matrilineal progressive system, as saw throughout two ages (Jenks et al., 1995). This organizing happened in spite of the absence of maternal contribution for the original, indicating that social association is customized into the spotted hyenas personal conduct standards (Jenks et al., 1995). While the original had next to zero maternal association to help rank them inside the faction, they proceeded to impact their own offsprings place in the family pecking order, similarly as saw in wild groups (Jenks et al., 1995). The main noteworthy distinction between the test group and wild tribes was the speed at which the offspring positions balanced out inside the network. Test bunch fledglings hardened their place a lot quicker than those in the wild, conceivably becaus e of littler numbers and less development inside the group (Jenks et al., 1995). The spotted hyena is a wonderful creature. It shows incredibly complex conduct that prompts refined social structure something that is once in a while found in warm blooded animals outside of primates (Jenks et al., 1995). Actually, the matrilineal gathering structure of hyena tribes is fundamentally the same as that of Old World primates (Jenks et al., 1995). The feeling of association thusly is so solid inside the hyenas developed personal conduct standards that matrilineal structure is even observed to immediately rise in separated hyenas brought up in imprisonment (Jenks et al., 1995). Complex sexual practices, for example, the females decision of accomplice dependent on worker status, residency, and age, appear to advance the production of this social structure (Engh et al., 2002; East et al., 2003). Deliberately supported connections among same-and other gender people show the multifaceted collaborations between family individuals that likewise add to the advancement of matrili neal association (East et al., 2003). Female strength is even upheld by natural instruments and the modified life structures of this species (Drea et al., 2002). With further investigation, the conditions that prompted the development of this one of a kind framework may before long be revealed. This will give understanding into the spotted hyenas sociological history, yet in addition into that of Old World primates and conceivably even that of people. It is an energizing possibility that will ideally develop inside the years to come.

The 12 Worst Financial Scandals In History

The 12 Worst Financial Scandals In History The 12 Worst Financial Scandals In History The 12 Worst Financial Scandals In HistoryFrom Ponzi pranks to the infamous Eiffel pilfer, these financial scandals are as juicy as they are insane.  Updated: June 11, 2018If Olivia Pope has taught us anything, its that everyone loves a good scandal. And when it comes to managing money, theres a whole lot of room for screw-ups, cover-ups and everything in between. So lets take a stroll back in time, and revisit a dozen of the craziest financial flukes in the history of cash.1. The Panic of 1792In the early days of America, a pair of bankers named Alexander Malcomb and William Duer attempted to buy up all the U.S. debt securities offered by the First Bank of the United States. Unfortunately,  Malcomb and Duer decided the best way to pay for these securities would be to, uh, not actually pay for them. They cooked up a scheme to buy the debt securities using fake personal loans they gave to each other, and this had the effect of driving the price of securities way up.  When their fake l oans collapsed and their creditors came a’ knocking, the prices for securities fell, sparking a bank run. Luckily, Treasury Secretary (and very good rapper) Alexander Hamilton was able to stabilize the market and prevent the (still very young) U.S. economy from collapsing. Lets call it Babys First Wall Street Crash.2. The Teapot Dome Scandal  This scandal might have a silly name, but its the reason why President Warren G. Hardings is always listed high up on all those Worst Presidents Ever clickbait articles.  In 1922, Harding’s Secretary of the Interior, Albert Bacon, leased the oil reserves at Teapot Dome Oil Field in Wyoming to an oil exec named Henry F. Sinclair for much, much less than they were worth. In return, Sinclair showered Bacon with hundreds of thousands of dollars in gifts, bribes, and interest-free loans. Once the scheme was exposed, Bacon became the first-ever Cabinet member to go to prison.3. The Original Ponzi SchemeCharles Ponzi was an Italian con man who ope rated throughout the U.S. and Canada in the early 20th century. In 1920, he became famous for the scheme that now bears his name. Essentially,  Ponzi would ask people to invest in his business, promising them a 50 percent profit in 45 daysâ€"kind of like a reverse payday loan. And for a while, it seemed to be working. Investors began to get back their returns as promised, and they were so jazzed about it that they reinvested their money immediately back into his business.Everything was going great until, suddenly, it wasn’t. It turns out that Ponzis crazy returns werent the result of shrewd trading. In fact, Ponzi was simply using money from new investors to pay out profit to old investors. Because so many people were reinvesting, he was able to keep the scheme going for a long time. All in all, the losses from Ponzi’s scheme totaled $20 million, and he went to prison. But while Ponzi himself stopped, his scheme continued. Lets just say this wont be the last time you see a Ponzi scheme on this list.4. Selling the Eiffel Tower“One of the greatest financial scams in history was carried out by the villain Victor Lustig, said  Sacha Ferrandi, founder and CEO of Source Capital Funding, Inc.  (@sourcecapital). Otherwise known as the man who sold the Eiffel Tower …twice.Well let  Ferrandi tell the rest of the story herself:A Hungarian immigrant to the United States, Lutstig took the country by storm and enacted a series of cons for a whopping 13 years. Of the many cons he concocted, his Eiffel Tower scheme was the greatest.In 1925, Lustig traveled to Paris and learned that the Eiffel Tower was badly dilapidated, an expensive nuisance leftover from the 1889 Paris Exposition. He decided to capitalize on this, and dubbed himself a new government official that had the rights to tear down the tower and haul away the scraps.In an intimate meeting with scrap metal dealers, he explained that the city was going to scrap the tower in secret, selling it to the highest b idder. One dealer put down a hefty cash bid to tear down the tower, and after going to government officials to secure his prize, he realized he had been duped. The poor chump was so embarrassed he didn’t report it to the authorities, allowing Lustig to head back to Austria.After a while of following Parisian news and not hearing anything about the tower scam, Lustig returned to Paris to enact his scheme once more. Unfortunately for Lustig, the second victim reported him to the authorities, and he was forced to flee Paris for refuge.Known as one of the most charming con men of all time, his name Count Victor Lustig destined him to be a villain.”5. Ivar Kreuger, the Match KingIf you bought a match in the 1920s (and who didnt??) odds were good that you were contributing to Swedish industrialist and financier Ivar Kreuger’s global fire-starting empire. In the aftermath of World War I, Kreuger amassed an international monopoly, owning around 75 percent of match producers worldwide, earning him the nickname “The Match King.” But when the stock market crashed in 1929, some of the more “innovative” accounting practices that Kreuger had invented to keep his empire float were revealed. And they extended well beyond match sales.In short: Kreuger had made the businesses seem far more profitable than it actually was. In 1932, as his vast web of financial schemes collapsed, Kreuger shot himself in a Paris hotel room. These complex accounting frauds and vast global losses would not be seen again until the 2000s. (Keep reading. We’ll get there.)6. Barry Minkow and ZZZZ Best CleanersIn the 1980s, supposed “whiz kid” Barry Minkow started a carpet cleaning business called ZZZZ Best Cleaners. The business grew quickly, mostly due to its successful “insurance restoration” work, which allowed it to secure some pretty big loans and investments. The company went public in 1986 and was in talks to purchase other large carpet cleaning companies to expand its rea ch even further, but in 1987 the whole thing came crashing down.Turns out, ZZZZ Best Cleaners was actually a massive Ponzi Scheme. While the businesss carpet cleaning service was legitimate, its “insurance restoration” division was run by the ghost of Charles Ponzi, and the investors whod put so much money into the company were left in a lurch. Minkow was arrested and sentenced to 25 years in prison but was released in 1995. (He has since gone back to jail forâ€"among other thingsâ€"defrauding his church. What a mensch.)7. Charles Keating and The Savings Loan ScandalIn the US in the late 80s and early 90s, over a thousand savings and loan associations failed, leaving massive losses and costing investors and taxpayers hundreds of billions of dollars. The poster child for this crisis was financier Charles Keating who acquired Lincoln Savings and Loan in 1984 and promptly had them make a bunch of risky (but potentially more profitable) bets and investments. After years of mounting losses that were kept hidden from regulators, Lincoln Savings and Loan (and the company that owned it) went bankrupt in 1989. The firm was seized by the US government and Keating was sent to jail. Bondholders lost over $250 million, and the government ended up on the hook for $3.4 billion.8.  Albanian Pyramid SchemesGenti Cici, CFP, Founder and CEO of StandUP Advisors  (@StandUPAdvisors), was born and raised in Albania, immigrating to the US in 1998. He told us the story of the Albanian Pyramid Scheme crisis:“In the early 1990s, Albania was coming out of almost 50 years of a very harsh communist regime. The country was opening up to having different political parties, freedom of speech, religion and even private property and investments, which up to then were not allowed. I was a teenager at the time and all of this was new, exciting, and of course unknown.The first time I heard about what we now know as ‘pyramid schemes’ was about a ‘system’ where you would purchase a †˜ticket’ and then you would tell more people to do the same eventually getting you to the top to be paid. In the early 90s these systems were almost underground, but in the mid-90s almost everyone I knew was involved and ‘invested’ in one or another firm that popped up everywhere across the country managed by ‘interesting’ people with really no background in investing, economics or business.At first these firms, which had no real investments to show, were paying 7-10% per month interest (very high by any standard), but in the heat of competition from one another and closer to the top of the bubble, some of the firms around 1996 were paying 3 times your money in 3 months, an almost 100% return per month â€" crazy to hear now, but then almost all were in, some even selling their homes and even their livestock to invest.These pyramid schemes affected many people deeply as they wiped out almost all of their savings and, looking back, this could have been easily detected by fin ancial experts, but almost all, including the government, were enjoying the benefits of prosperity (even if a fake one).At the end, this dark episode in financial illiteracy cost Albania way too much. Not only in lost wealth, but also in lives, as almost 2,000 people died in the anti-government protests and chaos that followed when all the pyramid schemes collapsed in 1997. The government fell, the military and police force was almost nonexistent, the military armories were looted and kids were walking down streets with AK-47s. As a Certified Financial Planner (CFP) now, I’m doing my part to promote financial literacy to all around US, as I know first-hand probably the worst experience of financial illiteracy.”9. EnronIn the year 2000, you would be hard-pressed to point to a more successful company than Enron, a Texas-based energy company that was worth an estimated $60 billion.But that all came to a swift halt by the end of 2001. Because all that success Enron was having, was a ctually just a big, fat whopper. Sure, it looked like the company was just raking in the cash, but that outstanding revenue and company growth wasnt happening because of next-level business initiatives. The company was actually losing money, but through a lot of illegal accounting gymnastics, they reported that they were profiting in the billions. What they were doing is called mark-to-market accounting, where they based the value of their securities on their current market value, and not on their actual book values.According to Investopedia, In Enrons case, the company would build an  asset,  such as a power plant, and immediately claim the projected  profit  on its books, even though it hadnt made one dime from it. If the  revenue  from the power plant was less than the projected amount, instead of taking the loss, the company would then transfer the asset to an off-the-books corporation, where the loss would go unreported. This type of accounting enabled Enron to write off unnpro fitable activities without hurting its  bottom line.When this massive coverup was brought to light, it took down everyone from Enron CEO Kenneth Lay, COO Jeffrey Skilling, countless other Enron executives and their accounting firm, Arthur Andersen. To add insult to injury, the Houston Astros had to rename their stadium  from Enron Field to Astros Field (its now the Minute Maid Park).At the time it happened, Enron’s downfall was largest corporate bankruptcy in American history. But it was quickly unseated from its perch by the next entry on our list 10. WorldcomBefore it filed for bankruptcy in 2002, Worldcom was the second-largest telecommunications company in the country. But when the company’s internal auditors discovered $3.8 billion in fraudulent revenues from 1999 to 2002, things went south in a hurry. Worldcom would eventually file for bankruptcy, costing investors $180 billion and 30,000 people their jobs.Personal finance blogger Jon Dulin of MoneySmartGuides.com (@MoneyS ma) was one of those investors:“I first bought into Worldcom back in 1999. It was my second stock investment. That summer, news started trickling out that Worldcom and Sprint would be merging. Worldcom stock was popping $5 a day. I was excited and waited for the news bump the stock got to cool off. That fall, I bought more shares as Worldcom reported good earnings.Fast forward to 2000, and news broke that the merger was called off. The stock took a hit, so I bought more shares. I never bought because of the potential merger, I bought because I thought Worldcom was a solid company. And I felt it still was even though the merger was called off. Even as the stock price continued to drop, I (now foolishly) bought more. In 2002, the news broke about the SEC investigating the company and the stock dropped to $6. At this point, the majority of my investment was wiped out and I did what many investors doâ€"I held on hoping for a miracle. That never came and the stock became worthless and I wrote the entire loss off.In all, I lost just over $6,000. Not a ton, but I was in college when I started investing and just out of college when the SEC started their investigation. So to me, it was a lot of money!”11. The Lehman Brothers BankruptcyThe financial crisis of 2008 was bad news for a lot of companies operating within the finance sphere. But no other company took it harder than Lehman Brothers, a 150-year old investment bank that filed for Chapter 11 in 2008, citing  $639 billion in assets and $619 billion in debt.Like many other institutions, Lehman Brothers had bet big on the housing marketâ€"and on subprime mortgages in particular. When the bottom fell out of the U.S. housing market, Lehman Brothers looked down and realized that they were in for a long drop. It was later revealed that, in the months before their bankruptcy filing, Lehman Brothers had tried to hide the extent of their losses by disguising $50 billion in subprime mortgage debt as $50 billion in cash. No one was ever prosecuted for this due to a lack of evidence.12. Bernie MadoffThe thing about Ponzi Schemes is that they constantly need new money coming in to sustain the illusion that they are a legitimate investment opportunity. Turn off the money spigot, and the whole thing dries up in a hurry. When the money stopped flowing during the financial crisis of 2008, it wasn’t too long before the Ponzi scheme being run by financier Bernie Madoffâ€"the largest one in U.S. historyâ€"was revealed for all to see. Madoff committed an estimated $64 billion in fraud and was sentenced to over 150 years in prison. Madoff’s scheme can still be felt today by the New York Mets, whose owners, the Wilpon Family,  invested approximately $500 million  in accounts with Madoff.Robert Siciliano,  CEO of  IDTHeftSecurity.com  (@RobertSiciliano) told us, “The best way to avoid being taken by a Ponzi Scheme is to make an effort to understand how the system is supposed to work.” He recommends that you take the following precautions recommended by The North American Securities Administrators Association:Contact your state or provincial securities regulator to see if the investment vehicle and the person selling it are registered.Contact your local Better Business Bureau to see if any complaints have been filed against the venture’s promoters or principals.Deal only with financial advisers, broker-dealers or financial institutions that have a proven track record.Ask for written information on the investment product and the business. Such information, including financial data on the company and the risks involved in the investment, is contained in a prospectus.Don’t take everything you hear or read at face value. Ask questions if you don’t understand, and do some sleuthing for yourself.Steer clear of investments touted with no downside or risk.“But these tips wouldn’t be enough to prevent someone like Bernie Madoff from making a convincing play for your money,” saID Siciliano. “Bernie Madoff was a financial adviser who got away with his fraud because he controlled his clients’ assets and falsified the documentation. If you invest with a financial advisor that generates his own statements, you are at risk.”He added: “A financial adviser or broker should only have access to your funds in order to manage them, not to control them. They shouldn’t be able to withdraw funds without your consent. And they should never have the ability to move funds without your awareness.”To learn more about historys greatest scams, and to stay safe from present-day conmen, check out these related pages and articles from OppLoans:5 Free Money Scams to AvoidLoan Scams: 6 Warning Signs You Need to Know10 Common Scams: How They Work and How to Avoid ThemYour Guide to Cash Advance ScamsThere are tons of major financial scandals that we weren’t able to include on this list. If there’s one you would like to see us write about, let us know! You can  Email us  or get in touch on  Facebook  and  Twitter.Visit OppLoans on YouTube | Facebook | Twitter | LinkedINContributorsGenti Cici,  (@genticici) born and raised in Albania, immigrated to the  US in 1998 and is now the Founder/CEO of StandUP Advisors, a company founded with the idea that financial literacy, planning, and real advice are key to living a life fulfilled, with meaning and less stress. He and his wife are on a mission traveling across the  US in an RV to promote financial literacy seminars at universities, colleges, businesses and communities and provide solutions helping all towards their path to Financial Freedom. He’s been involved in finance, investment advice, and planning for the last 15 years, and is also a Certified Financial Planner (CFP), CAIA Charter holder and has an MBA in Finance. You can reach him at Genti@StandUPadvisors.com or on the web at StandUPAdvisors.com.Jon Dulin, (@MoneySma) is a personal finance blogger at MoneySmartGuides.com. He has worked in the financial services industry for over 10 years in various roles and has been an avid investor for close to 20 years.Sacha  Ferrandi, is the Founder of Source Capital Funding, Inc. (HardMoneyFirst.com) and is an expert in finance, entrepreneurship, and real estate. Source Capital Funding, Inc., is based in San Diego and operates across the United States.Robert Siciliano, CSP  (@RobertSiciliano) is an American security analyst, author and media personality. He is the CEO of IDTheftSecurity.com and delivers presentations throughout the United States and Canada on identity theft protection and personal security, including self-defense. Siciliano is also the author of four books, has appeared on programs such as The Today Show, Anderson Cooper 360 °, CNN, MSNBC, Fox News, CNBC, and has been quoted in USA Today, Forbes, New York Times, Los Angeles Times, Chicago Tribune and Boston Globe, among other publications.

Jane Eyre - Woman as Demon Essay - 1961 Words

Jane Eyre - Woman as Demon Missing Works Cited Women in Victorian literature often came to be seen as the other or in more direct terms, as somehow demonized. This is certainly true in Jane Eyre. Bertha Mason, Rochesters mad wife, is the epitome of the demon in the attic. By virtue of being the first wife she is in continually compared to Jane. Although there are parallels in plot and language between the two women, they are completely different people. In addition, Bronte also depicts other women throughout the novel as something to be feared. Whereas earlier in English literature, men were typically depicted as monsters, in the nineteenth century women came to be seen as threatening creatures. They entrap men through their†¦show more content†¦27). Even though Rochester leaves the final word out, the meaning is obvious. He might have made Bertha his mistress. By this exclamation, he is asserting his physical lust for her and his belief that he could have made her his lover, hence, his assertion that she possesses few m orals. He is also making a major distinction between Bertha and Jane, in that he will not even finish speaking of these sordid affairs with Jane. In addition to being represented as the seductress, Bertha is now shown in all her animal nature. Whereas before her madness, she lived solely for her animal appetites, now she has been reduced to the animalà ­s physical state as well. This reduction to bestiality is shown on various occasions when she is referred to as a wolfish thing, a dog, and a tigress (335; ch. 27, 238; ch. 20, 241; ch. 20). But it is her comparison to a clothed hyena that is alluded to most often (321; ch. 26). Helen Small, in her study Loves Madness, notes, The animals perceived sexual ambivalence and its association with female revenge continued through to the nineteenth century (159). Berthas sexuality and desire for her revenge are something to be greatly feared by men. Female madness itself seems to be associated with the demonic. Bertha goes from sexual seducer to something bestial because of her lack of morals. The idea of moral insanity was growing in the nineteenth century. J.Show MoreRelatedJane Eyre by Emily Bronte747 Words   |  3 Pagesmystery, that broke out, now in fire and now in blood, at the deadest hours of the night? What creature was it, that masked an ordinary womans face and shape, uttered the voice, now of a mocking demon, and anon of a carrion-seeking bird of prey? (Brontà « 221). A brief synopsis of Charlotte Brontà «s novel, Jane Eyre, is present in this short quote, which describes the mystery that is present within the novel. As well as its gothic sensation, romance is present as well, giving the novel its feminine characteristicsRead MoreJane Eyre by Charlotte Bronte Essay1162 Words   |  5 Pagesand such opinion is shown in Jane Eyre. Although Jane Eyre was considered radical for its time because women weren’t supposed to play the role of heroine, Jane Eyre rises up from her oppressors, fights for what she thinks is right, and above all stays true to herself and today is considered a true role model for heroine characters. Jane Eyre tells the story of an orphan who goes through her life with challenges and goes on to have an ‘awakening’ in the process. Jane goes through a â€Å"life-pilgrimage†Read MoreJane Eyre Feminist Analysis1045 Words   |  5 PagesJane Eyre is recognized and acclaimed as a classic feminist novel, a bold social commentary penned by a daring woman intent on shedding light on the hypocrisy that riddled Victorian society. This view is indeed accurate. However, Charlotte Brontà « only dares so much; she only sheds so much light. In â€Å"â€Å"The Maniac Bellowed†: Queer Affect and Queer Temporality in Charlotte Brontà «Ã¢â‚¬â„¢s Jane Eyre†, Carolyn Marjorie Davis asserts that the arms of Brontà «Ã¢â‚¬â„¢s feminism do not embrace women who fail to fulfill certainRead More Bertha as Janes Alter Ego in Jane Eyre Essays1473 Words   |  6 PagesBertha as Janes Alter Ego in Jane Eyre    I resisted all the way, (chapter 2)   Jane says as she is borne away to be locked in the red-room of Gateshead, where she will experience a fit of rage that inevitably arises from her physical and emotional entrapment. Jane evinces her refusal to accept passively restrictive male standards as well as the female predilection towards anger early in the novel. 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Jane Eyre is a young woman, orphan and low born, who fights for emancipation and liberty. She wants to lead her life independently without any external control. As a little girl, she was the incarnation of rebellion. Having been adopted by the Reed family and being treated unfairly, the prospect of a happyRead MoreJane Eyre : A Deep Secret Rooted Within Its Very Foundation1754 Words   |  8 PagesCharlotte Brontà «Ã¢â‚¬â„¢s Jane Eyre is a novel that has a deep secret rooted within its very foundation. Jean Rhys’s Wide Sargasso Sea often seen as a prequel to Jane Eyre (as it is set a time that precedes the events of the novels) sets out to unearth the secrets that are hidden within Jane Eyre; it fills in the chasm that exists in Jane Eyre by providing the history of Edward Rochester’s Creole wife Bertha Mason nee Antoinette Cosway. In a 1979 interview with Elizabeth Vreeland Rhys explained her reason

Essay about Discussion - 595 Words

Information Technology Please respond to the following: * Predict how technology will positively impact business over the next ten (10) years. Describe what specific changes or paradigm shifts you expect to see. * Within the same 10-year period, discuss the additional challenges and concerns you see arising from the implementation of new technologies. Technology in the next ten years in my opinion will change people’s lives everywhere. Production of trades will be at a faster pace. I think there will be more machines used in businesses allowing you to access the office from a remote location and handle more things while not being confined to an office building. Look at cell phones as an example, they do so much than just make†¦show more content†¦The core responsibilities of operations managers tend to be similar across many industries. The planning of various company operations and activities is another major concern of the operations manager. Operations managers tend to determine which products are bought and sold, what prices they are bought or sold for and to whom they will be marketed. The operations manager also helps plan and coordinate activities between various departments such as determining what types of sales promotions the company will engage in. (Chron.com) Operation managers add value to a companyâ €™s products or services by ensuring that business operations are efficient in terms of using as few resources as needed, and effective in terms of meeting customer requirements. An operations manager typically ensures smooth operation of various processes that contribute to the production of goods and services of an organization. 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Slavery Before And After The Civil War Free Essays

In this chapter it tells a story about slavery before and after the Civil War. It explains the United States provision of slavery and how some people were misled on who ended slavery, how it was Abraham Lincoln and not John brown who was hung later in 1859 for his crimes. It later goes into graphic detail of how slaves were kept into slavery by whipping and separating families. We will write a custom essay sample on Slavery Before And After The Civil War or any similar topic only for you Order Now It sort of reminds of the movie 12 years a slave I would recommend it. It’s sad but true story of how black people were treated back then. John Brown was hung by the state of Virginia with the approval of the national government for his failed plan to take hold of the federal arsenal. The US Government would not accept an end to slavery by mutiny, but only under circumstances controlled by whites, and only when essential by radical and profitable needs of the North. It was Abraham Lincoln who was able to do just that by putting together the interests of the wealthy and interests of the blacks. What came next was that Lincoln was elected there was an extensive series of procedure clashes between the South and North. The rattle was not over the issue of slavery, but that the South saw Lincoln and the Republicans as a risk to their pleasant way of life. So when Lincoln was elected ultimately 11 states split from the Union. The Association was formed thus beginning the Civil War. In an effort to end the war, in September 1862, Lincoln announced his primary Emancipation Proclamation. This was a military move, giving the South 4 months to stop protesting or else their slaves would be freed, if they complied slavery would be unharmed in the states that came over to the North. The Proclamation also opened up the Union army to the blacks. On January 1, 1863, urging antislavery forces. Later in April 1864 Senate had approved the Thirteenth Amendment, declaring an end to slavery, and in January 1865, the House of Congresses followed. The Fourteenth Amendment declared that â€Å"all persons born or naturalize in the United States† were citizens. This restricted states’ rights regarding racial equality. The Fifteenth Amendment said: â€Å"The right of citizens of the United States to vote shall not be denied or abridged by the United States or by any State on account of race, color, or previous condition of servitude. † This opened the door for senate to pass laws making it a crime to deprive African Americans of their rights, like allowing blacks to enter into contracts and buy homes and what not. With these laws African Americans formed political organizations. They were nevertheless held back for several years by Andrew Johnson, who became president while serving as Vice President under Lincoln when Lincoln was killed at the end of the war. Johnson banned bills that helped Blacks and allowed states to return the Union without promising equal rights for blacks. Johnsons’ actions did not sit well with Senators and Congressmen. Later in 1868, Congress nearly succeeded in accusing Johnson but was one vote short in the Senate. Later that year, Republican contender Ulysses Grant would win the presidential election by 300,000 votes over Johnson. This again opened up doors for blacks, were being elected into southern state legislatures and the US Senate Congress. Black women were also helping to rebuild the postwar south; black children were going to school. Even though it looked like Negroes were on their way to becoming equal there was still a lot of hostility and dependency on whites for work and supplies. The south used economic power to form the Ku Klux Klan (known as KKK) and other extremist groups. It wasn’t long until things were almost back to where it started. How to cite Slavery Before And After The Civil War, Papers

Finance Capstone Consequences and Solutions

Question: Discuss about the Finance Capstone for Consequences and Solutions. Answer: The current debt level of Netflix is adequate, as debt to equity ratio of 48.45%, which allows the company to operate in turmoil times. The solvency ratio of the company is at high levels, which increase chances of the company to become insolvent if more debt is acquired. Thus, the additional debt through bond might hamper the overall profitability of the company, while it might oscillate future net income. Fargher, Sidhu, Tarca Van (2016) mentioned that companies only opt for debt when capital could not be raised through an IPO. However, Netflix overall rating in has been slashed by Moodys from BB to B and SP cut ratings from BBB to BB, which depict that company is related among junk or non investment category. This is the reason the company is no able to initiate a public offering and is determined to raise debt for its expansion process. Particulars 2012 2013 2014 1.5 Billion Debt 1 Billion Debt Net Income 17,152 112,403 266,799 Short term liabilities 1,675,926 2,154,203 2,663,154 Long term liabilities 3,223,217 4,079,002 5,198,943 1,500,000 1,000,000 Depreciation 204,356 223,591 264,816 Equity 744,673 1,333,561 1,857,708 long term debt 200,000 500,000 900,000 1,500,000 1,000,000 Solvency ratio 4.52% 5.39% 6.76% 5.68% 6.00% Debt to equity 26.86% 37.49% 48.45% 129% 102% Table 1: Depicting the solvency and debt to equity ratio of Netflix (Source: As created by the author) The overall table mainly depicts both solvency ratio and debt to equity ratio of Netflix from 2012 to 2014 and after the debt initiation. From the overlap evaluation it could be detected that accumulation of debt could be catastrophic for Netflix, as its debt to equity ratio could reach an alarming rate of 129% or 102%. However, if the proposal of Jessica is accepted then the company will mainly be financing its activities with higher debt, which could increase volatility in income due to fluctuations in interest payments. The company has been taking more debt each year from 2012, while the decision in 2014 to acquire an additional debt could be disastrous. Fatica, Hemmelgarn Nicodeme (2013) mentioned that high debt accumulation mainly allows the company to take tax advantage, which retains more income in the business. On the other hand, Heikal, Khaddafi Ummah (2014) criticises that higher interest payments might increase cash outflow, which could reduce ability of the company to a ttain higher profits. After evaluation of overall Netflix capability the recapitalisation proposal could be dropped, as the company is in no state to adhere the rising debt. The interest expenses of the company are also raising two fold each fiscal year. This is mainly an indication of higher fluctuation in net profits, if sales remain stagnant (Schippers, 2015). The non-issuance of debt and using the current available cash for supporting its expansion plan could mainly help the company in reducing its financing costs. In addition, non-accumulation of debt could reduce the debt to equity ratio, while maintaining trust of the investors in companys performance and return generation capacity. Thu, it could be advisable that bond issue is not appropriate for Netflix in current business scenario. Reference: Fargher, N., Sidhu, B., Tarca, A., Van Zyl, W. (2016). Accounting for financial instruments with characteristics of debt and equity: Finding a way forward. Fatica, S., Hemmelgarn, T., Nicodeme, G. (2013). The debt-equity tax bias: consequences and solutions.Reflets et perspectives de la vie conomique,52(1), 5-18. Heikal, M., Khaddafi, M., Ummah, A. (2014). Influence analysis of return on assets (ROA), return on equity (ROE), net profit margin (NPM), debt To equity ratio (DER), and current ratio (CR), against corporate profit growth in automotive In Indonesia stock exchange.International Journal of Academic Research in Business and Social Sciences,4(12), 101. Schippers, M. T. (2015). The Debt Versus Equity Debacle: A Proposal for Federal Tax Treatment of Corporate Cash Advances.U. Kan. L. Rev.,64, 527.

The Evolution of Racial Inequality free essay sample

Larrin History 105-14 March 13th 2013 The Evolution of Racial Inequality On a day to day basis, humans interact with one another, despite of their race or ethnic descent. However, that is not the way it has always been. Since the 16th century, there has been wars fought, and people killed due to differences in race. Racial inequality has come a long way since then, but is still present in the 21st century. Most societies deny that racial inequality is still present today, but the fact of the matter, it is. The term â€Å"race† is used to define a single human being. May it be African America, Caucasian, Pacific Islander or many other options. On job applications, doctor and dental forms, college applications and many other forms of documents, society is forced to check a box that identifies them. The question of the matter is what does it matter? The term â€Å"race† came from racism itself. We will write a custom essay sample on The Evolution of Racial Inequality or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Dating back to the 16th century segregation has played a key role in history. Not only for the United States, but worldwide. When societies began to see differences in cultures, such as having that different skin color, different foods or different languages, the different communities formed hatreds for others who were labeled as â€Å"different†. This began the racist movement that we still see today. Groups began having different names or titles which is now considered a race of people. Since the sixteenth century, race and racial inequality has changed in multiple ways. For example, in 1904 the European powers began taking over southern Africa where the ethnic group Herrera’s resided. The Europeans began moving the Herrera’s to concentration camps to kill them, all for land. In the 1940’s Hitler wanted to form a new order of Nazi Germany. He did this by forcing the Jewish, African Americans, and any other race that was not European or at the least resembled European decent to concentration camps. Just like the Herrera’s the majority of those placed in these camps were killed. However, Hitler did not do this for power or land; he did this to form a perfect land. He wanted everyone to be what he considered perfect, white, blonde, and had blue eyes. Jumping over to America, slavery of the African American race and sometimes the Indian race, were shipped to America in the 16th century and up until the 19th century, these people were forced to work. Unlike the European power, America’s goal of this group was not to exterminate them, but to use them as work. The African Americans had many rules and restrictions that prevented them from living a normal and equal life as the whites. We also forbid them from displaying for sale at the market or from carrying to private houses for sale of any commodity, was on rule for the slaves that was established under Code Noir. Slavery was made illegal after the American Civil war in the 1860’s. However, The climax of the history of racism came in the twentieth century. This is due to those of different ethnic backgrounds trying to become civilized in society. Crime rates shot up and police brutality rose with aim to those whose race was of African descent. Those races had a nearly impossible time getting jobs which meant they had to live in poor communities. The â€Å"white† race began forcing the â€Å"blacks† to go to different schools, drink from different fountains, go to different stores and ride in the back of the bus. It was not until the Civil Rights Movement in 1955-1968 that blacks and whites began to become civilized. As one can see, racism has manifested itself into world history playing a key role in major wars fought, protests, and mass exterminations. Even though there are no more concentration camps, and slavery has been made illegal, racism is still present today in the 21st century. Today, racism is not as harsh and brutal as it was in the past; it has become more or less a humor. On comedy shows there is often a â€Å"token† character. Typically this character is African American and is made fun of by the other characters. These jokes are found to be funny and laughed at. The reality is that the jokes made are racist. A common form of humor is a meme. A meme is a typographic joke. Some are of a black man where it is joking about committing a crime; some are of an Asian man who is joking about either the shape of his eyes, or how Asians are said to be smarter than the average person. These memes are found all over the internet and are simply laughed at by all races. The biggest racial inequality argument happens to be racial profiling by police. Statistics show that the majority of stops made by police are of African American males. There have been several reports of police harassing and being unfair to these individuals. However, when an individual of European descent is stopped, they are given a warning if it is their first time and treated fairly. Little wonder that black parents, regardless of class, routinely drill their children in how to act when stopped by the police, something few white parents ever think about. Despite the jokes and the racial profiling, American society fails to recognize racism today, even though it is clearly present. All in all, racial inequality has been a major issue since the 16th century. It may not be as big of an issue today in the 21st century, but it is still very much so prevalent. Racial inequality has come a long way since the 16th century, let alone the 20th century, so it is easy to see an assurance of equality in the future. However, societies such as American must overcome their ignorance of being racist in order for that to happen. Bibliography Fredrickson, George. â€Å" Racism, A Short History†. (Princeton University Press) Peabody, Sue. † Slavery, Freedom, and Law in The Atlantic World†. (Boston: Bedfords/St. Martins) Rosenburg, Paul. † Birth Certificates and Unconscious Racism†. (Aljazeera, 11 May 2011) [ 1 ]. Sue Peabody, Slavery, Freedom, and Law in The Atlantic World. (Boston: Bedfords/St. Martins) [ 2 ]. George Fredrickson, Racism, A Short History. (Princeton University Press) [ 3 ]. Paul Rosenburg, Birth Certificates and Unconscious Racism. (Aljazeera, 11 May 2011)

Shoeless Joe Essay Example

Shoeless Joe Essay Example Shoeless Joe Paper Shoeless Joe Paper Shoeless Joe by W. P. Kinsella Section A: The novel, Shoeless Joe, by W. P. Kinsella is set on Ray Kinsellas farm, in Iowa City, during the 1970s. During the 1970s, the ownership of farms was quickly decreasing because larger companies started to buy them off the small owners. The Kinsella farm had acquired great value and even though Rays brother-in-law Mark pushed him to sell it, he would always turn down the offer or suggestion. Ray had heard a voice say to him If you build l, he will come. He knew that from this repeated phrase he must build it. It was in fact eventually built, the baseball field later became a huge success. Section B: Ray Kinsella is a small, yet very productive farm located in Iowa. Ray holds a strong love for four things in his life. Iowa being one of them, yet his wife, Annie, is the greatest along with the love of his daughter Karin. Baseball also holds a large place in his heart. Ray is a man to act upon his instincts along with his dreams. He heard a voice so he did as the voice told him. Even though Ray Kinsella is one to act upon instincts, he does not have his priorities straight and in order. The Kinsella family was falling drastically behind on their mortgage payments. However, that did not seem to phase Ray too much. He was more worried about building the baseball field. His entire savings were used up to build the baseball field. That also, did not seem to bother him. Ray was born in the same month of his father. They both shared a strong love for the game of baseball and the players in it. His wife, Annie Kinsella, always supported him and Never once called him crazy. (Shoeless Joe page 5). Annie Kinsella is Rays very supportive wife. Her hair is the color of cayenne pepper and is covered in freckles. She is 24 years old and could easily pass for a 16 year old girl. Annie is one to speak her mind when she fears of Rays ideas. She was orn and raised in the state of Iowa and after her a Ray were married she had talked him into renting the farm after the first year of their marriage. She is an intelligent woman, and definitely makes that known. However, Annie does not know when to limit Ray to what he can do. They do not have much money and she allowed him to take what he needed without really worrying about the mortgage. Karin is a Jumpy girl. She is the daughter of Ray and Annie Kinsella. She is young, full of life, is very much so a daddys girl and also shares a deep love for baseball. Karin loved to climb in Rays lap and watch the baseball game on T. V. He always spoke of this magic in Karin. As soon as Karin knew there would be a game on the Kinsella field, she would attend it with a hot dog and soda. Jerry Salinger was a very talented and successful author. However, because of how successful he was, privacy was out of the question. He moved away to get away from the fame and to live in peace the way he first intended. Salinger wrote the very controversial book Catcher in the Rye, he stopped publishing other books after this one was published. Jerry gave things up too easily. It was probably his biggest downfall. As soon as he became too influential nd famous he gave it up. He gave up writing because it became too much of a nuisance to him. Joseph Jefferson (Shoeless Joe) Jackson was the left fielder for the Black Sox. He was banned trom player MLB atter the Black Sox scandal in 1919. It was said t and seven other teammates threw away the World Series. It is still one of the most controversial topics in baseball. He is a tall man. He is a very talented baseball player and in April of 1945 Ty Cobb named him the best left fielder of all time. A famous sports Journalist named his glove as a place where triple go to die (Shoeless Joe page 6). He is quiet and inspirational. And also takes part in a strong love for baseball. Section C: The plot of the story was a continuous roller coaster. It began describing the childhood of Ray Kinsella with his father who was born in Glen Ullin, North Dakota April 14, 1896. The story carries on describing some of Rays life before he heard the voice. Then one day while out in his corn field, he heard a voice say to him If you build it, he will come. After Kinsella had heard this voice he was confused. Many things were running through his head like, Where is this coming from, build what, who will come? After discussing this over with Annie he began the onstruction of the baseball diamond. The story becomes a bit more interesting after Ray leaves Iowa to find Jerry Salinger. Ray points out to Jerry that in one of his books, the name Ray Kinsella. After they had attended baseball games together and got to know each other, they came across Archie (Moonlight) Graham, who played for the New York Giants in 1922, hitch hiking while on their way driving back to Iowa. The climax of the story is when Ray gets to show his prized possession, his ball park, to Jerry and Moonlight. The falling action begins when Mark and Bluestein, Marks colleague, come to the Kinsella farm in the middle of a baseball game. Mark and Bluestein can not see the game happening. Only Ray, Karin and Annie are able to see the games. They came to the field with papers from the bank informing him that he has three days to catch up on the mortgage payments before they are forced to foreclose the farm. During the heated argument, Karin Kinsella takes a fall and lodges a piece of hotdog into her throat. Moonlight Graham gives up the opportunity to play baseball to save the little girls life. Towards the end, Eddie admits to lying about being the oldest Chicago Cub still alive. He then passes away in his sleep. The story comes to a close when Shoeless Joe Jackson asks Jerry Salinger to come play baseball with him. Even though Ray was not asked to Join him, he does learn a lesson. The lesson is that everything happens for a reason, whether you know it or not, and to never give up on your dreams no matter how bizarre they are. Section D: A theme is a reoccurring event that implies the same thing over and over again. The most prominent theme was baseball. Not Just the game, but the knowledge, the players, the importance, and the atmosphere. The entire novel was based on baseball. However, the book had a more important meaning than baseball and was understood throughout the reading of the book. It taught you to never be afraid of your dreams, but to pursue them. No matter how small and delicate they may be or gigantic and bizarre they may be, never be afraid of them. Its your dream for a reason and it will teach you something and shape you as a person. Ray Kinsella loved baseball, Iowa and most importantly, his family. So when this voice told him to build it, he immediately knew what to do. Things like that do not happen quickly. They take time, love, dedication and persistence. The lesson also teaches the readers o live your life to its fullest with your heart and mind wide open for opportunity. For instance, Ray Kinsella loved baseball and Iowa, that when ne heard the voice, he thought of it as an opportunity to bring the two together. The concept of faith is also a reoccurring aspect in this story. A prime example would be Annie. She always believed in her husband Ray, no matter how bizarre his ideas and comments were. She never gave up hope. Maybe she was close a few times, but she never doubted him. Even though they had to live through some tough times, she never gave up hope and their dreams because she was afraid. She believed and had faith that everything would work out. And what do you know, they did! Section E: A conflict is part of a story that has cause and effect. Something with cause something to go wrong and there will be an outcome, known as the effect. Ray and Annies mother had a noticeable conflict, along with Ray and Annies brother Mark. They are very clear throughout the story and understandable. One that may not be so known and unnoticeable is the inner conflict of Jerry with himself. It seems that Jerry is upset with himself and unhappy that because he was tired of the fame nd constant attention, he gave up publishing, Just to go into hiding. He probably regrets that because there could have been so many more opportunities for him. But he passes up the chance for privacy. Another internal conflict exists, and that conflict is between Eddie Scissons and himself. Ever since he decided to tell Ray Kinsella, it was evident that he wanted some sort of attention. When he made the decision to inform Ray of that, he convinced himself of the lie too. Eddie Scissons wanted to be known for that, and he made that happen. Section F: While I was reading the novel, Shoeless Joe, I stumbled across a few ntries that caught me attention. The first was on pages six and seven. The passage talks about Ray and his fathers love for baseball. Something I share with my dad. He shares his knowledge of baseball with his dad and his dad shares his knowledge back. I can relate to this, so I enjoyed reading something similar to my situation. This passage taught me a generous amount of information. Even though Ray did not have that close of a relationship with his father, it was something they both loved and could talk about together. The second passage I chose was on page 260. In this part f the book, Shoeless Joe Jackson and Happy Felsch asked Jerry Salinger to go out with them after the game. This was not expected throughout the book. I felt sympathy for Ray because he was not asked, after all that hard work and I was disappointed the book ended where it did because I was curious as to what would happen after the right field gate would be close. Section G: As I was reading I would come across words I didnt know. Here are some of them: Languidly drooping or flagging from or as if from exhaustion Tableau a graphic description or representation Eulogizing to speak or write in high praise of Supplanted to supersede (another) especially by force or treachery Sutures the act or process of sewing; uniting two parts Laconically using a few words Anachronisms something or someone that is not in its correct historical or chronological time Goll- hand, paw, claw Spade- a tool tor digging Section H: I had a personal connection to the novel, well, at least to the beginning of the novel. I also share a love of baseball with my dad. We inform each other of news in the MLB world, go to games all the time together, and Just enjoy baseball itself. I did not find any relation from this book to the world or news today. Section l: If I had the chance to ask the author some questions, they would be: 1 . Are you big on baseball? 2. What inspired you to write a book like this? 3. Did you have a similar personal experience? 4. Would you ever write a sequel to the book? My overall rating of the novel Shoeless Joe is an eight. The book contained some areas that were slow reading and took some patience to get through. It was a fictional story full of many interesting facts I never knew. I would most definetley recommend this book to someone who has a love for baseball, and sports in general. I think it is an easy read and a very enjoyable book.

Krugman Book response paper (2 pages) Essay Example | Topics and Well Written Essays - 1000 words

Krugman Book response paper (2 pages) - Essay Example However, this paper attempts to show that Krugman’s ideas are somewhat simplistic and cannot be applied in the modern economies. First, Krugman argues that in order to recover from the effects of inflation and ensure sustainable growth, it is important to aim for â€Å"moderately higher inflation† of around 4 percent (Krugman, 219). According to him, inflation helps to lower the value of debts such as mortgages which cause depression. This will in turn cause the economy to recover. One factor overlooked by Krugman is that inflation in itself will cause other problems that will significantly affect the growth of the economy. For example, higher inflation rates would mean that the price of domestic products will be high, and this will make the US unattractive to other countries in doing business. The total value of exports will be reduced. Considering the US and most of European countries rely on exports, inflation will simply lead to slow growth. The real problem is not in the lack of demand but the lack of adequate production. Unfortunately, this cannot be addressed by increasing the money in the econo my. This approach as proposed by Krugman will lead to trade deficits. Secondly, the author also focuses on the issue of debt, and argues that the effect of deficits for the American economy is â€Å"for the most part, hypothetical†. He argues that the burden caused by debt is less compared to that caused by unemployment. He does not believe in the idea of a debt crisis. However, it can be argued that an increase in debt does not help to increase the quantity of productive capital. Increased debt will in fact lead to some â€Å"fictitious capital†, and this can only address the problems in the short term. In the long term, the amount available for the private sector to save is greatly reduced, and this will lead to slower economic growth. As a result, few job opportunities will be created, and the same problems will resurface. It is no doubt that US

Formal Business Report Essay Example | Topics and Well Written Essays - 1500 words

Formal Business Report - Essay Example imarily taken as benchmark because it is one of the biggest success stories within the fashion industries that have been able to retain its competitive edge even in the tough economic conditions. The firm, ABCD Fashions is recommended to follow the model of Zara and expand its operations globally, especially in emerging economies like India, China. The consultancy report is prepared by the Marketing Manager for the Board members of UK based fashion retailer, ABCD, on the potential of expanding the business across the globe. The major purpose is to recommend the best way to proceed over the next three years in the current competitive business environment. ABCD Fashion is a high-end UK garment retailer which is facing huge competition from domestic and foreign apparel houses. While Primark and Tesco attract customers with their low cost fashion garments, Mark & Spencer, Zara etc. offer a wide range of high-end garments which become very attractive for customers during discount seasons. Today, contemporary fashion is more influenced by the changing socio-cultural paradigms of rapid globalisation and the myriad channels of communication such as the Internet, international magazines, TV etc. have evolved as crucial tools that facilitate greater awareness regarding the changing fashion trend across the customers. Moreover, lack of variety in fashion clothing, problems of cultural biases faced by retailers and the recessive trend in the economy have significantly impacted the performance of the firm and the industry in general. The company therefore, needs to evolve innovative strategy and creative input within its operations to identify a nd exploit new opportunities of growth. Another similar business, Zara, a member of the Inditex group of Spain, was studied and used to compare and contrast the business imperatives vis-Ã  -vis Strategic orientation towards product-market development; competitive strategy pursued; product innovation; technological innovation; and

Sweden Health Social Care System Health And Social Care Essay

Sweden Health Social Care System Health And Social Care Essay Swedens location on a map can be identified neighboring the countries Finland and Norway. Sweden is located in the northern area of the continent of Europe, and adjacent to many bodies of waters. Sweden has a steady population at roughly over 9 million residents. As we are called Americans here in the United States, citizens of Sweden are referred to by their nation as Swedes (Central Intelligence Agency [CIA], 2010).Swedens working culture is very interesting. Swedens government is very gracious towards work benefits for citizens with children. The United States Department of State (2009) reported, parents are entitled to a total of 480 days paid leave at 80% of a government-determined salary cap between birth and childs eighth birthday (people, para. 4.). Religion in Sweden is also a part of societys culture. There are a total of eight main religions to choose from currently within the country, however, Lutheran seems to be the preferred choice, with at least 87% of citizens choosi ng to practice under this religion as their preferred faith (CIA, 2010). Swedens government is built on a monarchy constitutional based system (CIA, 2010). Health care is well structured in Sweden, according to the Health Systems in Transition (2005) the Swedish health care system is organized at three levels: national, regional, and local (Health Systems in Transition [HIT], 2005, p.2). In Sweden, residents are required to have health insurance. The government pays for their citizens health insurance through grants within the state, and taxes (HIT, 2005, p.4) In Sweden, it is not often seen that citizens pay for their own independent insurance. In fact, only 2.3% of the entire country was reported purchasing a private plan in 2003 (HIT, 2005, p.4). There are some flaws within Swedens health care system. Sweden has a shortage of doctors per patient ratio, which can cause some levels of frustrations when needing to see a specialist due to an average of 2.8 physicians available per person (HIT,2005, p.5). After stating the previous facts, the lack of physicians could possibly become a major concern within the country of Sweden; however, occupational therapy shows a great maturity level. According to Council of Occupational Therapist for the European Countries (2009), today in Sweden, OT is well recognized as a practice built on sound scientific foundations (Council of Occupational Therapist for the European Countries [COTEC], 2009, n.p). The amount of Occupational therapist available is positively steady. As of 2009, internationally Sweden is one of the top three leaders in Europe, with over 10,100 registered occupational therapist reported by the COTEC database (Council of Occupational therapist for the European Countries [COTEC], 2009, p.4). With this amount of Occupational therapists available for patient care, this number should be beneficial to carry out the focus and add contributions to this health profession. In Sweden, the life expectancy is extraordinary. A Swede is expected to live an average life of 80 years. Statistics show that women are living longer, averaging 83 years compared to men only estimated at living until an average of 78 years (CIA, 2009). It is clear that the geriatric population is highly valued in Sweden. According to Swedish Institute (2007), Sweden invests more of its gross domestic product in its elderly citizens than any other country in the world (p.1). In Sweden, occupational therapists are sometimes compared to nurses. However, an occupational therapists focuses and concerns for the geriatric population are well understood within its profession. When referring to occupational therapist in Sweden Evertsson Lindqist (2005) stated, they aim to form alliances with neighboring welfare state professions in social services, health-care, and social care of the elderly and disabled (p.266). After searching and reading through numerous research databases concerning occ upational therapy in Sweden, majority of articles found were studies concerning the geriatric or disabled population, it can be understood that Sweden highly values these populations. In Sweden, researchers are trying to move this focus forward by contributing studies towards better interventions for elderly patients within the acute care setting. Researchers think, occupational therapy should be considered a valuable resource in the acute care of elderly persons, facilitating the home situation and with a focus on enabling activity. Further larger studies evaluating occupational therapy interventions in acute care are required (Wressle et al.,2006, p. 209).Sweden understands the need for occupational therapists in this population, researchers stated, we considered it an advantage to use occupational therapists with experience of geriatric wards, as need assessments, assistive devices, discharge-planning, and transfer of information to the next caregiver provide major dignity in ge riatric care (Wressle et al., 2006, p. 208). In Sweden, there are a total of ten institutions offering a degree in occupational therapy. Many programs only provide a chance to receive a bachelors or masters (World Federation of Occupational Therapist [WFOT], 2009). In Sweden, occupational therapists do not have their own theoretical models. Researchers stated, little is known about what theoretical references used in the occupational therapy practice(Haglund, Ekbladh, Thorell Hallberg, 2000, p. 108). Studies are being done to help further therapists understanding of what types of theoretical approaches or models are best when assessing a client. Programs in Sweden reference different countries models and theories in order to educate their therapist (Mulersdorf Ivarson, 2008). In Sweden, occupational therapists strive to be to better by using the most resources available to them as possible, researchers suggest, professional thinking also helps the occupational therapist to explain the treatment to the client, which professio nals in Sweden are obliged to do (Haglund et al., 2000, p.107). It is clear that occupational therapy researchers in Sweden drive the importance of understanding the meaning of their profession in order to help improve as therapist. Researchers state, when occupational therapist approach patients it is important that occupational therapists can differentiate the meaning and content of occupation as used by patients and as used in the context of occupational therapy (Mullersdorf Ivarsson, 2008, p.42). As mentioned previously, Sweden is striving to create a theory of their own, but as of now, therapists admit in a previous study to using the Model of Human Occupation the most (Haglund et al., 2000, p.112). After searching databases, and finding ample amount of studies done with the geriatric and disabled population, it can be understood that research is constantly focused towards them. Occupational therapists think it is important to know how to continue to care for these patients. One particular study declared it is crucial to understand what occupational therapist can do to make these clients participate more in therapy sessions, researcher stated as indicated by the results of this study, knowledge about disabled peoples attitude to rehabilitation and support from the environment is important for the development of rehabilitation services, especially in view of the increasing number of elderly people(Lilja, Bergh, Johansson Nygard, 2003, p.88). Along with treating these clients occupational therapist in Sweden have been known to face ethical issues too. Kassberg Skar (2008) stated results showed that ethical dilemmas were common in the occupational therapists daily work, and many of the ethical situations were related to the work with clients and their relatives, and other healthcare providers(p.206). Some settings need more studies to be done to help improve this professions outlook. In problematic therapy settings, there are limited number of studies evaluating occupational therapy interventions in acute care (Wressle et al. 2006). Besides problems within the acute care setting, researchers understand more studies are needed towards overall rehabilitation methods in order to move the knowledge of the already known forward. Researchers think, Investigation of the significance of variables such as attitudes and perceived gains or risks following from rehabilitation in larger populations of elderly disabled people is another avenue for future research (Lilja et al., 2003, p.91). With the previous statement being mentioned by the researchers, it can be understood that Sweden hopes to branch into more research and expand the focus towards the geriatric populat ion further. After reading all the previous mentioned research, conclusions can be drawn that Swedens occupational therapists are expected to see a growth in their geriatric population care. As a result of many journals published about geriatric and disabled Swedes, it is clear that Swedens main focuses are these two populations. It is understood after studying about occupational therapy in Sweden that, researchers will continue to drive the focus on creating a theory or model that Sweden can call their own in hopes of keeping their occupational therapists advance in this profession. Until that day comes, Sweden will continue to use other countries framework and models to deliver the knowledge needed to make their therapist better.

Family of Woodstock Essay

Individual Contemporary America Paper The founders of Family of Woodstock charity organization was created in 1970, their human services mission is to provide confidential and fully accessible crisis intervention, resources, prevention, support services while utilizing a network of paid individuals, volunteers to help expand strength-based and prevention programs which grow healthier individuals, communities with providing strong leadership in the effort to assist people to achieve self-sufficiency and self-respect. The Family of Woodstock specializes in meeting the general needs of the community with the operation of 24 hour a day emergency switchboard that county wide and toll free. They specialized in offering walk-in centers that readily accessible/emergency shelter for the homeless and food programs that provides hot meals. They offer youth facility with fourteen beds to help address teenager who run away from home and need shelter. Men and women who are in recovery have access to nineteen-bed shelter. Families who can no longer afford to maintain a roof over their heads can stay at a twenty-seven bed Family Inn, and not sleep in their cars or on the streets at night. The organization recognized the need for immediate shelter for women and children who are battered, abuse have immediate access to seventeen-bed domestic violence shelter. Their services extends to supervised living programs sites for the adolescents and dependable care programs for the elderly, advocates for child care, HIV/AIDS family court, abusers, and individuals in jail. The charity organization is also authorized by Family Court to provide supervised visitation for parents who have lost their parental custody of their children. The Family of Woodstock personnel are skilled and trained not to pass judgment on people or try to tell them what they can or can’t do. They are there to listen to what people needed to say and then offer advice on what they can do. The Family of Woodstock tries to direct individuals to support groups that may help them or offer necessary  alternatives. The organization mission, values, ethics, beliefs and goals have remained the same with assisting individuals and families who are in need of supported services. Over the last four decades we have experience the evolution of concepts, ideals, and changes much like the principle’s that The Family of Woodstock stood on. The human services system had develop over many years, specialization has delivered great progress for individuals who need assistance for their daily survival. We have more programs available mental health, shelter, medical, battered women, substance abuse, vocational and food programs. In the United States along our population will continues to grow and the demand to provide more support services will be needed.

Discrimination in Virtual Organizations

The International Labor Organization’s (ILO) Convention 111 (Employment and Occupation) prohibits â€Å"any distinction, exclusion or preference made on the basis of race, color, sex, religion, political opinion, national extraction, or social origin, which has the effect of nullifying or impairing equality of opportunity or treatment in employment or occupation†. Title VII of the Civil Rights Act of 1964 was enacted to eliminate discriminations on the following protected classes: (1) Race , (2) Color, (3) Religion, (4) Sex, or (5) National Origin (Henry R. Cheeseman, 2004, p. 802).A firm like Riordan Manufacturing, which is a virtual organization with multiple locations in different countries, has to grapple with issues related to discrimination constantly. Henry R. Cheeseman (2004) explains the categories that constitute the various types of employment discrimination, Race refers to broad categories with common characteristics such as Black, Caucasian, Asian, and Nati ve American. Color refers to the color of a person's skin like light-skinned, dark-skinned, etc. National origin refers to the country of a person's ancestors or cultural characteristics like Hispanic, Italian, etc (p.803). In addition to these, discrimination is possible on the basis of gender (sex) and religion. Gender Discrimination Though the prohibition against sex discrimination is applicable to both men and women, a majority of the sex discrimination cases are brought by women (Henry R. Cheeseman, 2004, p. 805). Discrimination 2 Religious Discrimination Title VII of the Civil Rights Act prohibits employment discrimination based on traditional religions, other religions that recognize a supreme being and religions based on ethical or spiritual tenets (Henry R.Cheeseman, 2004, p. 810). Riordan’s employee demographics reveal a healthy mix of race, color, origin, sex and religion. In such a demographic diversity, there is always a possibility of biased employee treatment. The different forms of discriminatory treatment are: 1. Disparate Treatment Discrimination: This occurs when a specific individual is subjected to discriminatory treatment based on his race, color, religion, sex or national origin. 2. Disparate Impact Discrimination: This occurs when the employer discriminates against an entire protected class. (Henry R.Cheeseman, 2004, p. 803) For a company operating out of multiple locations with diverse work cultures and societal practices, the occurrence of these two forms of discrimination cannot be ruled out. Riordan Manufacturing has prime work locations in the US and China. â€Å"Many racial and ethnic groups in the United States, including blacks, Hispanics, Asians, American Indians, and others, have historically faced severe discrimination- pervasive and open denial of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. economic opportunities† (Rebecca M. Blank, Constance Forbes Citro Discrimination 3 & Marilyn Dabady, 2004, p.1). In China, there has been an ob servation of marked gender discrimination, with women being disadvantaged quite often (Zhu Jingde, 2005, n. p). Discrimination based on national origin, race and color is also rife in China. Discriminatory practices in employment are not limited to a few countries. With multiple operation centers in all parts of the globe, Virtual Organizations need to be prepared to face issues of discrimination that might crop up. The role of a manager is critical in ensuring that there is no discrimination occurring inside the organization.His legal and ethical duties pertaining to discrimination start with personal abstinence from acts of harassment and biased behavior. The manager needs to follow a moral code of conduct and act ethically while promoting people since ‘merit’ can be offered as a defense to a charge of discrimination (Henry R. Cheeseman, 2004, p. 810). He has to ensure that there is no occurrence of disparate treatment in the team he is handling. He might come across instances of members of the staff indulging in verbal slurs against other members of a different race, religion, origin, sex or color.In such instances, he should abide by Business Ethics to safeguard the feelings and interests of a protected class. Over the years, there has been a dramatic rise in the number of lawsuits against discrimination on various grounds. Legal action can be detrimental to the reputation and growth of an organization. It is, therefore, the duty of a manager to prevent discriminatory acts to make sure that the company is not at the wrong end of the law. He has to ensure that the staff is aware of the laws against discrimination and instruct them toDiscrimination 4 refrain from harassment of fellow workers on the basis of their race, color, sex, religion or origin. Cultural practices play a huge role in discriminatory issues. For example, in most of the countries in the Middle East, it is not a common practice to employ women. And in a few countries in Asia, r eligion is a major criterion for the recruitment of a candidate. Unlike a democratic set-up, where people have the right to speak-up against discrimination, these countries do not encourage legal action for discrimination.In such cases, Business Ethics play a crucial role in preventing acts of discrimination. Since a virtual organization does not operate out of a single location, it is but natural that its workforce is a mix of different races, colors, religions and origins. A company’s strength is its workforce and when it is diverse like in the case of a Virtual Organization like Riordan Manufacturing, it is all the more important to focus on treating employees equally. This would ensure a healthy work-environment. References Henry R. Cheeseman, Business Law: Legal, E-Commerce, Ethical and International Environments, Fifth Edition, 2004, Ch.41 Rebecca M. Blank, Constance Forbes Citro & Marilyn Dabady, Measuring Racial Discrimination, 2004 Zhu Jingde (2005), The Discrimination against Women in Employment in Contemporary China, Retrieved June 7, 2007, from http://www.womenofchina.cn/research/papers/3026.jsp

Dear ( Past ) Riley - 1012 Words

Dear (Past) Riley, In the next few months, your life is going to completely change. Right now, it’s going to feel like the end of the world, but it will get better. Throughout this whole fiasco, I want you to realize that people make mistakes and it s completely alright. You re going to get angry and you re also going to be very sad but please don t bottle up your emotions. It will only make things worse for you and it s going to affect you for a long time. Sometime near the end of August, mom is going to pull you out of class. At this point, I m sure you re excited at the fact that you get to leave school. When you ask where you re going, she s going to look at you with sorrowful eyes and brush away your question. But, you just brush it off. About half an hour is going to pass in the car until you guys pull up to a big building. You walk into the building and go up to the the second floor. When you walk into the room, you’re going to notice that it looks like the doctors office. Maybe y ou switched doctors? You patiently wait with mom in the waiting area until you both get called back. Mom is really quiet and you’re really confused. The lady in there with you notices the awkward vibe and tries to lighten the mood by small talk and making a few jokes. Okay, now this is where it’s going to get extremely weird. The lady pulls out a Polaroid camera and takes mom and your’s picture. She waits for the picture to develop and then tapes it to a piece of paper. The ladyShow MoreRelatedDrug Enforcement Administration ( Dea ) Essay1602 Words   |  7 PagesDear U.S Drug Enforcement Administration (DEA), I am writing to you, as to express my concern about the heroin abuse issue. According to a National Institute of Drug Abuse 2013 statistic, it states about 24.4million Americans including teens from age of 12 had used heroin in their daily life and this number is expected to be increased tremendously every year. 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